We are able to offer funding options based on the following products :

Contract Hire : The most popular choice for VAT-registered companies looking for minimum outlay and maximum cost control, especially where maintenance and relief vehicle cover are included. This VAT beneficial package allows one regular payment to cover all risks such as depreciation and disposal, for an agreed period and mileage. The cost includes Road Fund Licence. Additional options include maintenance and relief vehicle provision. Those businesses who are VAT registered may reclaim 50% of the VAT charged on the monthly rental.

Finance Lease : This scheme is ideal for VAT-registered companies who are looking to handle the administraiton of their vehicles, and have them shown as assets on their balance sheet. This is a VAT-beneficial option where the hirer can choose to pay the entire cost over the agreed lease period (plus interest), or pay lower monthly rentals with a final payment based on the anticipated resale value of the vehicle.

Lease Purchase : Ideal for non VAT-registered companies that eventually wish to own their vehicle. Part of the capital cost of the vehicle may be deferred until the end of the agreement (balloon payment). Once all payments are made, the company acquires ownership of the vehicle.

Contract Purchase : For companies looking to have the option to purchase (mainly high value) vehicles but don't want any depreciation risks attached. The asset is shown on balance sheet. The customer acquires ownership once all fixed installments are made, and can either retain ownership or hand the vehicle back. Personal Contract Hire This delivers all the benefits of a company car to the private individual.

Personal Contract Hire gives the user a fixed monthly rental for a fixed term. At the end of the term the car is handed back with nothing further to pay, and no need to sell the car privately. Personal Contract Purchase Offering private individuals a hassle free and cost effective way of financing and maintaining a vehicle. We can help you decide if Personal Leasing is the ideal solution for your business and personal needs. This method gives the individual significant tax advantages along with the choice of a new vehicle every two or three years in return for a fixed monthly payment, as well as an inclusive (optional) breakdown and maintenance package.